To better serve our clientele, Loring & Company associates only with financially secure insurance companies. To further enhance that relationship, we limit the total number of insurers represented but reward them with exceptionally large books of business making Loring & Company an important business partner. Finally, the insurers we recommend have well staffed, professional claims departments to provide the vital service when most needed quickly and efficiently.

We are proud to list our insurance companies:

AIG-Illinois National Cincinnati Insurance Company Hartford Insurance Company   A++     Class XV   A++    Class XII   A+     Class XV      St. Paul Fire & Marine Progressive Insurance Company The Hartford Steam Boiler Inspection and Insurance Co.   A+     Class XIV   A++      Class XII   A+     Class IV      Old Republic Surety EMC Insurance Companies Sierra Insurance Group-- Formerly California Indemnity   A+     Class IX   A     Class IX  B+     Class VII Fidelity & Deposit   A+     Class VII                 A.M. Best's ratings

(Ratings: A++ & A+ = Superior, A & A- = Excellent)

Complex commercial exposures with either severe hazards or unique exposures to loss often require the use of specialty insurers. We maintain several relationships with specialty markets referred to as "wholesale insurance houses" or "excess and surplus lines brokers". When dealing with these specialists, we make certain their corporate office has a Security Committee to carefully analyze the financial position of every underwriting company to be certain they meet strict standards. Lloyds of London is an example of this type of specialty market.

To legally transact business with these various markets, Loring & Company holds licenses as agents, brokers, consultants, and excess and surplus lines dealers.